Disclaimer

At Money Talks with Justin, we try to provide accurate information on personal finance and investing, but it may not apply directly to your individual situation. We are not financial advisors and we recommend you consult with a financial professional before making any serious financial decisions.

The content on MoneyTalksWithJustin.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. We recommend checking the rates on third-party sites to confirm the most up to date information.

At MoneyTalksWithJustin.com we do not collect any personal information about you as a visitor except for the anonymous data being collected by Google Analytics – which we use to monitor our website traffic. If you disclose your personal information or email address in the comments or by signing up for our newsletter we will never sell or voluntarily disclose any of your personal information for any reason.

How We Make Money

Money Talks with Justin makes money from affiliate relationships with companies that we believe in personally. This means we may get paid when you click on a link at no additional cost to you. If you are unsure whether it is an affiliate link, please review the disclosure at the top of the post or near the link.

Many of the companies we have relationships with we have used ourselves and believe in their products. The quality and integrity of your experience on Money Talks with Justin is extremely important to us, so we are very selective about the companies that we write about and choose to partner with.

We understand that personal finance and financial decisions can be stressful, so we’ve done our best to include information that truly helps our readers making better financial decisions and live richer lives. Occasionally we offer brands who’s products we’ve vetted the opportunity to sponsor a post on the website and when this happens we disclose that it’s a “sponsored post by [brand]”.

This gives a new or existing product or brands, that we feel align with the audience, the opportunity to engage with Money Talks with Justin readers. It also gives us the opportunity to pay our great team of writers for their work, as well as continue to improve the content and website so we can have a bigger impact. All of our sponsored content has been written directly and/or edited by the Money Talks with Justin team for accuracy and transparency.

Advertiser Disclosure

This website is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

We do not sell rankings on any of our best of posts or take money in exchange for a positive brand view. When brands reach out to us and want to sponsor a post and we think it’s not a good fit for our readers we simply decline. At the end of the day, our readers come first and your trust is very important to us. We also greatly appreciate reader feedback and have had many readers reach out to us about a product we’ve reviewed to share their experience with the product, sometimes positive, sometimes negative.

This type of feedback and reader engagement actually helps us write better content because it helps us to identify additional information to look deeper into and where applicable, mention in the review. This leads to better reviews and a better experience for visitors. We strive to write accurate reviews and articles, and all views and opinions expressed are solely those of the authors.

We’re all human (we’ll maybe not the Google bot crawling this right now!), but for all the humans on the Money Talks with Justin team, we’re sharing our honest experience and research about a product in our reviews. Of course, personal finance is personal so one person’s experience may be different than someone else’s. We work hard to be as honest and thorough in our reviews as possible to help readers make the best decision for own lives.

I hope this helps you better understand how we make money here at Money Talks with Justin. If you have any questions or concerns I’d love to hear them. Feel free to reach out to me directly at Justin @ Money Talks with Justin dot com.